1. Bima ya Mwananchi (Britam)

This plan from Britam is designed for affordability and is a strong contender for the most budget-friendly option . It offers a flexible combination of inpatient and outpatient cover, meaning you can choose the level of protection that fits your needs and budget .

2. J-Care Johari (Jubilee)

This is a bundled plan from Jubilee that combines inpatient and outpatient cover in one package . It is specifically positioned as an affordable option for young families and individuals who want comprehensive protection without the complexity of separate policies . Its starting premium is KES 25,000 .

3. CoverBora (Jubilee)

CoverBora is Jubilee’s inpatient-only plan, making it a very cost-effective choice if your main concern is covering major hospital bills . It is one of the cheapest options available, with individual cover starting from as low as KES 6,200 per year for a KES 250,000 annual limit .

4. APA Afya Nafuu (APA Insurance)

This is a flexible plan from APA Insurance where the core cover is for inpatient services, with the option to add benefits like outpatient and maternity cover for an extra cost . The base plan is very affordable, starting from around KES 6,115 , and offers tiered cover options up to KES 1,000,000 .

5. MUA Tulizo Bora (MUA Insurance Kenya)
This health insurance product from MUA is designed for individuals and families seeking quality medical coverage