Group Personal Accident Insurance in Kenya

Comprehensive Protection for Your Workforce

Group Personal Accident (GPA) Insurance provides essential financial protection for employees against accidental injuries, disabilities, or death occurring during work or off-duty hours. This valuable coverage gives Kenyan employers a practical way to safeguard their teams while demonstrating care for employee welfare.

Key Benefits of Group Personal Accident Insurance

1. Extensive Coverage for Employees

• Accidental death benefit – Lump sum payment to beneficiaries

• Permanent total disability – Full benefit for career-ending injuries

• Permanent partial disability – Proportional payment for specific injuries

• Temporary total disability – Weekly compensation during recovery

• Medical expenses – Reimbursement for accident-related treatment

• Education benefits – Support for children of deceased employees

2. Business Protection

• Financial security against sudden loss of key staff

• Maintains company stability after workplace accidents

• Demonstrates corporate responsibility to employees

• Affordable way to enhance employee benefits package

3. Flexible Policy Options

• Cover all employees under one master policy

• Adjustable benefit amounts based on salary grades

• 24/7 worldwide coverage (including off-duty accidents)

• Option to include spouses and children

Who Needs This Coverage?

Group Personal Accident Insurance is ideal for:

• Corporations and SMEs

• Manufacturing and construction firms

• Transport and logistics companies

• Hospitality businesses

• Educational institutions

• NGOs and religious organizations

• Any employer with 5+ staff members

Common Exclusions

Standard policies typically exclude:

• Pre-existing medical conditions

• Suicide or self-inflicted injuries

• Injuries from criminal activities

• War or civil commotion-related incidents

• Professional sports injuries

• Alcohol/drug-related accidents

Why Choose Annex Insurance Agency?

At Annex Insurance Agency, we specialize in designing customized Group Personal Accident solutions for Kenyan businesses of all sizes.

Our Advantages:
✔ Tailored coverage at competitive rates
✔ Fast claims processing
✔ Expert advice on risk management
✔ Flexible payment options
✔ Dedicated account management

Get Protected Today

Secure your workforce with comprehensive accident coverage from Kenya’s trusted insurance experts.

Contact Annex Insurance Agency:
📞 Phone: +254 724 547669
📧 Email: info@annexinsurance.co.ke

Let us help you create a protection plan that meets your organization’s specific needs while staying within your budget. Reach out now for a free consultation and quote.