J-Junior Medical Cover for Kids | Affordable Child Insurance Kenya

J-Junior Insurance Cover in Kenya (Simplified)

A child-focused health insurance plan for kids from birth up to 18 years.

✅ What’s Covered

Basic Health Care
  • Hospital stays (inpatient care)
  • Doctor visits, tests & medicines (outpatient care)
  • Child wellness checkups and immunizations
  • Specialist consultations and day surgeries
  • Treatment for chronic and congenital conditions*
  • 24/7 telemedicine and medicine delivery
  • Emergency ambulance services
Optional Extras (can be added)
  • Dental care (checkups, fillings, extractions)
  • Eye care (eye tests, glasses, lenses)
  • Enhanced cover for specific illnesses
Wellness Support
  • Free teleconsultations
  • Home delivery of prescribed drugs
  • Mental health and care navigation support

📋 How It Works

Eligibility
  • Open to children from birth to 18 years
  • Parent/guardian must apply on behalf of the child
What You’ll Need
  • Child’s birth certificate
  • Parent’s ID and tax PIN
  • Completed application form
Waiting Periods Apply
  • Short wait for new illness claims
  • Longer wait for pre-existing conditions, dental/optical, and certain treatments
  • No wait for accident-related care
Exclusions (Not Covered)
  • Cosmetic procedures (unless accident-related)
  • Alternative therapies (herbal, acupuncture, etc.)
  • Weight loss treatments
  • Injuries from extreme sports
  • Substance abuse treatment
  • Services already covered by other insurance (e.g., NHIF)

💡 How to Get It

  1. Visit www.annexinsurance.co.ke
  2. Choose a plan level and any optional benefits
  3. Submit required documents
  4. Pay your premium
  5. Receive your membership details
Contact Information:
  • 🌐 Website: www.annexinsurance.co.ke
  • 📞 Phone/WhatsApp: 0724547669

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