Work Injury Benefits Act (WIBA) Insurance

Work Injury Benefits Act (WIBA) Insurance in Kenya

Mandatory Protection for Kenyan Workplaces

The Work Injury Benefits Act (WIBA) Insurance provides compulsory coverage for employees who suffer work-related injuries or occupational diseases in Kenya. This specialized insurance helps employers comply with Kenyan labor laws while protecting their workforce.

Key Features of WIBA Insurance Coverage

What’s Covered

✔ Medical expenses for work-related injuries
✔ Temporary total disability benefits
✔ Permanent disability compensation
✔ Death benefits for dependents
✔ Funeral expenses (up to Ksh 100,000)
✔ Occupational disease treatment
✔ Rehabilitation costs

Employer Benefits

  • Legal compliance with Kenyan labor laws

  • Financial protection against compensation claims

  • Employee retention through demonstrated care

  • Risk management support for workplace safety

Who Needs WIBA Insurance?

  • All employers with one or more employees

  • Companies in construction, manufacturing, agriculture

  • Logistics and transport businesses

  • Hospitality and service providers

  • Public sector institutions

Claims Process Simplified

  1. Report accident within 24 hours

  2. Submit medical reports

  3. File claim with supporting documents

  4. Receive compensation as per WIBA guidelines

Why Choose Annex Insurance Agency?

We specialize in helping Kenyan businesses:
✔ Get affordable WIBA-compliant policies
✔ Streamline claims processing
✔ Conduct workplace safety audits
✔ Provide compliance advisory services

Get WIBA Compliant Today

Protect your employees and business with proper WIBA coverage.

Contact Annex Insurance Agency:
📞 Call: +254 724 547669
📧 Email: info@annexinsurance.co.ke

Our insurance experts will guide you through:

  • Policy selection

  • Premium calculations

  • Documentation

  • Ongoing compliance

Ensure your workplace meets all legal requirements while safeguarding your team’s welfare.